Affordable Employee Benefits for Small Businesses in Toronto
Small businesses deserve access to the same quality employee benefits as larger organizations. Through membership with the Toronto Region Board of Trade, businesses can access the Chambers of Commerce Group Insurance Plan, delivering big benefits for small businesses across Toronto and the Greater Toronto Area.
The plan is designed specifically for small and mid-sized employers and supports more than 30,000 businesses across Canada. It provides customizable group benefits for companies with 1 to 50 employees, including sole proprietors.
If your business operates in Toronto or the GTA, group insurance through The Board can help you offer competitive benefits while maintaining predictable costs.
Why Toronto Small Businesses Choose the Chambers Plan for Group Insurance
The Chambers of Commerce Group Insurance Plan was created specifically for small and mid-sized businesses that may not qualify for traditional corporate insurance programs.
Through membership with the Toronto Region Board of Trade, businesses gain access to a group benefits program designed for flexibility, stability, and ease of administration.
Key advantages include:
- Eligibility for businesses with as few as one employee
- Guaranteed renewal as long as premiums are paid and eligibility is maintained
- No industry restrictions
- Coverage designed specifically for small and mid-sized businesses
- Digital claims and plan administration tools
This makes it easier for businesses across Toronto and Ontario to provide employee benefits without the complexity often associated with large corporate insurance plans.
What Members Are Saying
“Our experience with the Chambers Plan has been positive from the beginning. The rates are excellent and customer service has always been exemplary. We appreciate the benefits of being a pooled plan as we are a small company with 3 employees. I would fully recommend this plan to other small businesses.” ~ Wolstencroft Kitchens Ltd.
Group Insurance Coverage Options for Small Businesses
Plans can be customized based on your business needs and budget.
Coverage options may include:
- Extended health coverage including prescription drugs
- Dental insurance
- Vision care
- Life insurance
- Disability coverage
- Critical illness coverage
- Health spending accounts
- Employee assistance programs
- Telemedicine services
These benefits help employees access health services and provide additional financial protection.
Additional Business Support Included with Chambers Plan Benefits
Businesses participating in the plan also receive access to Business Assistance Services, which provide professional consultation support for business owners and managers.
Services may include access to:
- Human resources guidance
- Legal consultation
- Accounting advice
- Business planning support
These resources help small and mid-sized businesses manage workplace challenges and strengthen operations.
Who Is Eligible for Small Business Group Insurance
Group insurance through The Board is designed for small and mid-sized businesses operating in Toronto and the Greater Toronto Area.
This includes:
- Startups and early-stage companies
- Founder-led businesses
- Professional services firms
- Retail and hospitality businesses
- Growing SMEs with up to 50 employees
- Sole proprietors seeking health coverage
Businesses across Toronto, Mississauga, Brampton, Vaughan, Markham, Richmond Hill, and other GTA communities may be eligible.
Getting group insurance through the Toronto Region Board of Trade is straightforward.
- Request a free quote from a licensed Chambers Plan advisor
- Review available coverage options
- Customize a plan that fits your business and team
Once enrolled, your employees gain access to benefits and digital claims services.
Access to the Chambers Plan is available through membership with The Board.
Membership also provides access to:
- Business advocacy
- Networking opportunities
- Professional development programs
- Market insights and policy updates
Learn more about membership and how The Board supports businesses across Toronto and the GTA.